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Gold & Sharke is the big bank job inPayday 3. Unlike the smaller bank that you rob in the first mission, this time you’ll be breaking into a large vault stuffed with cash. Whether you go in stealthy or loud, expect Gold & Sharke to be one of the longer heists in the game due to the large map and the number of steps involved.
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This can be a very lucrative heist if you complete it successfully, so be sure to learn as much as you can before going in. With this guide, you’ll make off with some serious stacks.
How To Reach The Second Floor
Only the first floor of the bank is accessible from the beginning of the heist. Your first objective is toopen the locked gatethat leads to the second floor, which has important administrative offices and, more importantly, thedoor to the vault.
Opening the gate requires ared keycard, which can be found in one of the offices at the corner of the building:

Front left corner
Front right corner

Rear right corner
Bank Assistant
Rear left corner
Each officerequires a QR codeto enter. Look at employee desks in the public area for phones to scan, orsneak into storage roomswhen nobody is looking. If you do the latter, be sure toopen all the lockersto find extra cash. You may also findoxygen canisters, which will be important later.

The keycard is never located in the Human Resources office, but you should always make that your first stop.Hacking a computer in the HR officewill reveal which office contains the keycard, saving you from having to track down several phones.
As long as you aren’t masked, the employees in the HR office won’t question your presence. They will, however, notice if you hack the computer in front of them.

Once you’ve found the right office, go there andsearch the piles of papersalong with any drawers that you can open until you find the keycard. The office’s occupant is usually present, but except for the Bank Assistant their line of sight is limited enough that you can usually get in and out without a problem as long as youstay crouched.
If the alarm goes off before you can open the gate with the keycard,you’ll have to use a drillto get through the door. This usually takes about a minute, sotake hostages from the bank floorto trade for time before the police assault begins.

If you have to drill the gate, the employees upstairscan’t leave the building until you’re done.This means you’ll have a fresh batch of hostages when you reach the second floor!
How To Reach The Vault
The next door that you need to open ison the landing halfway up the main staircase.The second floor of the bank has fewer guards and cameras than the first, but it’s still easy to get caught. If that happens,use a silencerto neutralize the two guards and shoot out the cameras, thentake all the bank employees hostage.Nobody from the bottom floor should notice if you’re quiet.
Opening the door to the vault lobby requires apasscode.Go to the server room at the front of the bank, above the main entrance. It’s a small, unlocked room, but an employee periodically stops by, so it isn’t completely safe.
Hack the computer in the server room. About midway through the hack, progress will stop; somebody needs toaccess a computer in one of the two offices at the rear of the bankfor the hack to resume.
It’s possible for this to happen twice if you’re unlucky.
When the hack completes, the computer will showfour codes, one of which will open the door when entered on the keypad.
If the alarm triggers,the keypad will be disabled, and you’ll need to hack it using thepanel to the right.Stand in the circles that Shade highlights on the second floor until the hack completes. Like the server room hack, you’ll need toaccess a computer in the rear officesat least once during this process.
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How To Open The Vault Quietly
The vault lobby hastwo patrolling guards, plus a third in the security room. You’ll probably need to eliminate them, which may trigger a search, but if you’ve made it this far without tripping any alarms you should be mostly safe.
Don’t touch the lasers.
To even reach the vault, you’ll need to disable the lasers.Hack the panel to the right of the vault; it will show which switch to flip on an electrical panel. You’ll findfour electrical panels placed at random around the second floor.It doesn’t matter what order you activate them in, as long as youonly flip the switch shown on the screen near the vault door.The correct switchchanges each time you activate a panel, so either leave somebody to keep an eye on the screen, set up a microcamera, or go back to check between each panel.
Finally, you’ll need theblue keycard, which is carried by the bank manager. He’s wearing adark blue suit.Take the keycard from him and use it to enter his office,near the server room.Pick up all the cash on his desk, thenaccess his computer.
You’ll have alimited time to return to the vaultand swipe the keycard. The best approach is to have the player carrying the keycard immediately go to the vault after opening the office, then having another player activate the computer once the keycard carrier is in position.
Once the keycard is verified at the vault, you’ll be able toturn the wheeland open the door.
How To Open The Vault Using The Thermal Lance
If an alarm goes off, your only way into the vault will be to use athermal lance. Shade will send a chopper with the lance shortly after the alarm is triggered. It consists of three parts, which will be dropped eitheracross the street from the main entranceoron the roof.
It’s actually a bit easier to get the bags if they land in the street, since it’s a straight shot with more cover instead of several winding staircases.
Place all three bags in front of the vault, thenbolt down all three legsof the lance and turn it on. Burning through the vault door will takeseveral minutes, and if an enemy reaches it they willpause the lanceuntil a player reactivates it.
The thermal lance isfueled by compressed oxygen.The meter on the machine’s display shows how much oxygen is left in the current canister. If it runs out, the burn cannot continue until the canister is replaced. Oxygen canisters are stashed inlockers or a bathroomsomewhere in the bank, and their location changes with each run. Shade willhighlight them once the lance is powered up, but you can find them beforehand while you’re exploring.
Each player can only carry one oxygen canister at a time.
Once the countdown on the display finishes, you candisassemble the lanceand open the vault door.
How To Escape With The Bank Server
Inside the vault,pick the locksto the cages on each wall. Your main objective - Patricia Sharke’s private server - isbehind a wooden panelunderneath the counter in one of these cages. Steal it, bag all the cash in the vault, then make your escape.
If the alarm hasn’t yet been triggered, your escape van iswaiting in the parking garage, accessible from the rear left corner of the bank. This can be hard to reach since you need to go through the crowded first floor; if you’re planning to complete the heist with full stealth,take the Elevator Access favor during heist setup.
If the alarm has been triggered, you’ll need togo to the roofand set off a flare, signaling the helicopter. The chopper will take abouttwo minutesto arrive. During that time,get as many bags as you canto the roof and ready to load them up.
you may’t leave the map until you’vesecured the serverand a number of bags determined by the difficulty; harder heists require more bags, but pay out much more for the effort!